Blue Cash Preferred® Card from American Express

  • – $150 Cash Back
  • – No Annual Fee
  • – Great for Daily Purchases

Our Review

The Blue Cash Preferred® Card from our partner American Express offers $150 cash back after you spend $1000 in purchases on your new card in the first 3 months. You’ll earn cash back in the form of statement credits with category bonuses of 6% at U.S. supermarkets, and 3% at U.S. gas stations and select department stores. You’ll also be eligible for 0% intro APR for the first 12 months. The annual fee is $95.

The Facts

  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months.
  • Everyday Cash Back: 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 3% at U.S. gas stations; 1% other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees

Verdict

If you don’t want to earn points, you might as well earn cash!

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.